Archive for August, 2015

What No One Tells You About Winning the Lottery

Lump sum lottery winnings

Let’s face it: at some point or another, you’ve probably dreamed about winning the lottery. In fact, surveys indicate that playing the lottery is the most prevalent and popular form of gambling across the country. So what happens if that dream does become a reality?

The most common thing for lottery recipients is to get stuck in some sort of annuity contract where the winner receives their payments in installments in a certain period of time. However, these contracts typically don’t sit well with the financial interests of many, as they would prefer to get their lottery winnings in a lump sum. Research shows that in 2013 alone, there were approximately 34.8 million deferred a

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Small Businesses The David that Shrugs off Goliath

Unsecured business loans

Running a business is tough work. It requires constant movement of resources, funds, people, tasks, and so much more. It can also be quite costly, even for the most careful financial planner. Unexpected expenses often arise, and especially for a small business, this can put a dent in the efficiency, movement, and progress of the company. Working capital loans for small businesses are a good option for extra funding in the day-to-day proceedings of a company. These loans can be applied to any number of aspects of the business.

What can working capital loans for small businesses cover?
Funding experts can tell you that the biggest slice of a company’s expenses is typica

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The Basics of REITs and Commercial Real Estate

Brian katz

For commercial real estate investments, there’s one key buzzword: the real estate investment trust, also known as a “REIT.” But what exactly is a REIT, and how can someone learn how to invest in a REIT?

Take a look at the points below for a few short explanations about the basics, including how to invest in REITs and why invest in REITs.

  • A REIT is a company that owns or finances a real estate that produces some sort of income; REITs are key places where investors can put their money in order to provide regular streams of income and long-term appreciation. REITs generally pay out the majority of their taxable income to shareholders, and these shareholders in turn pay taxes on the dividends.
  • Whe

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The Top 3 Questions About Selling Annuity Payments

Sell fixed annuity

If you’re trying to decide whether or not to sell annuity payments and get your cash upfront rather than waiting for it (or waiting for 10 to 20 years for all the payments to trickle in), it can be a tough decision to make unless you understand exactly how an annuity is beneficial, how it’s not beneficial, and why exactly people choose to receive payments as annuity settlements and then sell those annuity payments in return for cash:

  • Why do people have annuities? Annuities may be given out as a result of a lawsuit (often these are called structured settlement annuity payments), as a lottery annuity, or the payments have been purchased from an independent company that p

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The 3 Most Common FAQs About Selling Annuities

Cash in structured settlement payments

For many people, an annuity can be a safe, smart financial choice. Because they provide a steady, long-term source of income, annuities are a popular choice among people who need to determine their retirement finances.

However, it’s almost inevitable that your financial situation will change dramatically at least once before you retire. In this case, you may find you want the money you put into your annuity back in your bank account for you to use.

Believe it or not, but it is very possible for you to sell annuity payments in exchange for a lump sum of cash. To learn more about this form of financial exchange, here’s a loo

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